first_imgSometimes it’s tough to find a healthy balance when it comes to your finances. While it’s nice to treat yo’ self every so often, doing it on the regular can be one of the signs that you may be spending too much money. Even though money is a taboo topic and can be a sensitive issue, it’s important to be honest with yourself. While it would be great to make a million dollars and spend it frivolously all over town, you also need to keep your future in mind.According to the site for the financial app Mint, you might want to be more careful with your money if you’re not paying your bills on time, paying for your necessities with credit cards, or your struggling to meet minimum payments. If you find yourself dealing with these things on the regular, it might be a good idea to credit a budget and start using cash so you can keep an eye on your finances and spend less money. Feeling stressed about money is something that no one should have to deal with on a daily basis that’s why it’s important to be honest with yourself and be aware of the signs that you’re spending too much money. Need some help in that department? Here are nine signs you may be sending more money than you need to. continue reading » 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

first_imgNORTHRIDGE – Growing up in Pacoima as the oldest daughter of Mexican immigrants who never finished elementary school, Maritza Lopez dreamed of attending college, but didn’t think she could afford it. She had heard about Project GRAD Los Angeles, which provides scholarships for promising students, but didn’t take it seriously until program representatives showed up at her home one Saturday when she was in the ninth grade. “That’s when I opened my eyes and said, I’m not making this program as important as I should be – this could make it possible for me to go to college,” recalled Lopez, now 18. Today, thanks to Project GRAD (Graduation Really Achieves Dreams), Lopez is a freshman at California State University, Northridge, with plans to be a marriage and family therapist. And on Saturday, just as she did last year, Lopez will join about 1,000 other Project GRAD volunteers as they visit 2,500 homes in Arleta, Pacoima, San Fernando and Sylmar, encouraging other teens to fulfill their dreams. Mayor Antonio Villaraigosa; U.S. Rep. Howard Berman, D-Van Nuys; state Sen. Richard Alarcon, D-Van Nuys; Assemblywoman Cindy Monta!tildelown!ez and Los Angeles City Council members Alex Padilla and Wendy Greuel have been invited to help kick off the event at 9 a.m. Saturday at Pacoima Middle School. They and other parents, teachers, administrators, business leaders and community members will reach out to sixth- and ninth-grade students and their families to talk about education and the Project GRAD Los Angeles college scholarship program. “The one-on-one contact is really important because most of these students are the first in their families to go to college,” said Ashley De Lucca, communications director of Project GRAD Los Angeles. “The families can see these students who are successful, who are going to college on a scholarship, and they’re from the community – and (the families) know it’s possible.” Students who participate in the pre-college outreach program and graduate from San Fernando High School are eligible for up to $6,000 in college scholarships. Many local universities and colleges, including Pepperdine University, Pitzer College, Mount St. Mary’s College, Marymount College and the University of Judaism will match Project GRAD’s scholarship, making it worth up to $12,000. “I think there is a myth about the price of college,” De Lucca said. “A lot of families want this for their children, but think, ‘There’s no way we can do this financially.’ They don’t understand the opportunities with financial aid and scholarships.” Ninth-grade students sign a scholarship agreement in which they pledge to maintain a 2.5 grade-point average, take all the courses required for admission to the University of California and California State University systems, take the PSAT, SAT/ACT, and participate in two four-week college institutes during their school breaks. This June, Project GRAD Los Angeles celebrated its third class of scholars to graduate from San Fernando High School. Today, there are 450 students enrolled in college with Project GRAD scholarships. “These kids are the future of our country,” De Lucca said. “The more prepared they are on the front end, the greater the chances are they’ll be successful in college and come back to the community and really make a difference.” Lisa M. Sodders, (818) 713-3663 [email protected] AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREWalnut’s Malik Khouzam voted Southern California Boys Athlete of the Week160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

first_imgImage Courtesy: Maersk LineMargrethe Maersk, an ultra large container vessel (ULCV) owned by Danish shipping giant Maersk Line, called at the Cai Mep International Terminal (CMIT) on February 20, becoming the largest ship to visit Vietnam.Capable of carrying 18,000 TEU, Margrethe Maersk is part of the Triple E class of vessels, the largest vessels in Maersk Line’s fleet.Built at South Korean Daewoo Shipbuilding and Marine Engineering (DSME) shipyard in 2015, Margrethe Maersk has a length of 399.2 meters and a width of 59 meters.The 195,100 dwt boxship will discharge cargo from Northern Europe, bound for Vietnam and other Asian countries.The port of call is part of a trial process to determine the feasibility of Maersk Line’s Triple E vessels calling Vietnam as part of the company’s regular schedule. The company makes 13 calls at Vietnamese ports weekly, according to Maersk Line.“The arrival of the Margrethe Maersk is a major milestone for CMIT and for Vietnam, as it demonstrates that this terminal can also serve as a regional transshipment hub for Southeast Asian cargoes, particularly destined for the Vietnam/Northern Europe trade lane,” Robert Hambleton, CMIT Managing Director, noted.“We applaud the Ministry of Transport, Vung Tau Port and APM Terminals for undertaking the upgrades necessary to accommodate these larger vessels,” Giang Nguyen, Managing Director for Maersk Line Vietnam and Cambodia, said.CMIT is a joint venture between Vinalines, Saigon Port and APM Terminals.last_img read more

first_imgSMITHS FALLS, Ont. – Canopy Growth Corp. says its shareholders have approved a $5-billion investment in the cannabis company by Constellation Brands Inc.The Smiths Falls, Ont.-based company says more than 95 per cent of the votes at its annual meeting supported the private placement of 104.5 million shares and 139.7 million warrants to Constellation subsidiary CBG Holdings LLC.The alcohol giant announced in August that it would invest in the marijuana producer, giving it a 38 per cent stake in the company.The transaction is expected to be completed by Oct. 31, after regulatory approval is received under the Investment Canada Act.Canopy chairman and co-CEO Bruce Linton thanked shareholders for approving what he called “a landmark investment in our business.”The Constellation deal comes as other alcohol companies have also started homing in on the cannabis industry.Companies in this story: (TSX:WEED)last_img read more

first_imgBERLIN — European Union officials have agreed to ban some single-use plastics, such as disposable cutlery, plates and straws, in an effort to cut marine pollution.Representatives from the EU’s 28 member states and the European Parliament said Wednesday they’re following a recommendation made earlier this year by the bloc’s executive branch.Once the ban is formally approved, countries will have two years to implement it.The measure will also affect plastic cotton buds, drink stirrers, balloon sticks, and single-use plastic and polystyrene food and beverage containers.The EU also wants to increase the use of recycled plastic and reduce the amount of tiny plastic particles released from wet wipes, cigarette stubs and other items.There is growing concern about the accumulation of so-called microplastics in the oceans.The Associated Presslast_img read more

first_imgNew Delhi: A major fire broke out at a rubber godown in northwest Delhi’s Siras Pur area on Sunday, a senior official of the Delhi Fire Service said.The Delhi Fire Service received information about the incident at 7.34 am and 25 fire tenders were rushed to the spot. The fire was controlled by 10.50 am and no casualty was reported, the official said. The cause of the fire was yet to be ascertained, he added. Recently, a massive fire broke out at an apparel showroom in Uttam Nagar area of Delhi in early hours on Friday. The Delhi Fire Services official said that no casualty was reported from the blaze which takes several hours for dousing.last_img read more

first_imgNew Delhi: In a bid to encourage the use of bicycles among the commuters, the Delhi Metro Rail Corporation (DMRC) has introduced permanent parking spaces for bicycles at its metro stations. The parking charges will be around Rs 5 upto 12 hours, Rs 10 upto 24 hours, however, additional Rs 10 will be charged at night.Currently, the DMRC has a provision of allowing commuters to use bicycles for covering small distances at nominal charges at some of its metro stations. Also Read – After eight years, businessman arrested for kidnap & murder”In a boost to last mile connectivity, DMRC is introducing permanent space for bicycle stands at its Metro stations which have dedicated parking lots to promote the use of bicycles as part of an eco-friendly measure. The extension of the existing stands will be carried out in more stations in a phased manner. The permanent bicycle stands have the parking capacity of multiple bicycles and will be provided with a locking mechanism for the safety of bicycles,” the DMRC said in a series of tweets. Also Read – Two brothers held for snatchings”It’s an effort to tackle the problem of pollution, the organisation has been encouraging commuters to use bicycles as it is an eco-friendly mode of transport, said official. At present, this facility is available at 18 parking lots at different stations across Delhi Metro network. These stations are: Line-1: Seelampur, Shahdara, Welcome, Rithala; Line-2: Saket, Arjangarh, Chattarpur, Line-3/4(3): Dwarka Mor, Dwarka, Dwarka Sec21, Line-5 : Mundka, Nangloi, Peeragarhi, Line-6: Tughlakabad, Badarpur, Sarita Vihar, Line-8 : Okhla Bird Sanctuary. However, “the parking lots at Nawada, Uttam Nagar (E) and Vishwavidayala Metro stations have also been identified for permanent bicycle stands which will be installed within few days. This facility will be further extended to more stations in a phased manner,” DMRC said in a statement. “These permanent bicycle stands have the capacity for parking of multiple bicycles and will be provided with a locking mechanism for the safety of bicycles,” the DMRC statement added. “DMRC in association with some private operators is already operating 20 bicycle sharing service stands (through operators) covering 19 stations across its network. With the recent expansion of Metro network, 13 more stations have been identified for these bicycle sharing service which will be functional in few weeks,” official added. The Delhi Metro’s current operational span is 343 km with 250 metro stations, spread over eight colour-coded lines.last_img read more

first_imgNew Delhi: Average spot power price is unlikely to breach the Rs 3.50 per unit level in May on account of sufficient coal stock for thermal plants and enhanced supplies from clean energy sources, according to experts. “Despite higher peak demand of 178 GW, average spot power prices at exchanges would not be more than Rs 3.5 per unit during May because of better supplies particularly from clean energy sources like wind, solar and hydro. Besides, there is no shortage of coal this month for thermal power generation,” an industry expert said. Also Read – Commercial vehicle sales to remain subdued in current fiscal: IcraAccording to the Central Electricity Authority (CEA), out of 127 thermal power plants monitored by it, two power stations had super critical coal situation as on May 9, 2019. These two plants had coal stock of less than four days and there was only one plant which had critical coal situation with stock of less than a week. So, dry fuel shortage is not affecting power generation. Indian Energy Exchange Director Rajesh K Mediratta said that average spot power price at IEX was Rs 3.3 per unit till May 10, 2019, which was far lower than Rs 4.67 per unit in May 2018. Also Read – Ashok Leyland stock tanks over 5 pc as co plans to suspend production for up to 15 daysElaborating further, he said, “The key reasons for rise in volume and price in May last year were increase in demand due to summer, lack of adequate availability of coal, low hydro generation, slow pick-up in the wind power generation in southern and western states.” The peak demand of power this month was 178 GW due to summer season, Mediratta said adding that high peak demand of 178 GW was recorded in September 2018. According to National Load Dispatch Centre Data, the average daily hydro power generation has been 465 million units (MUs) so far this month compared to 365 MUs in May last year. Similarly, average daily wind power generation was 228 MUs till May 10, against 147 MUs in the same month last year. Average daily solar energy output also increased to 138 MUs till May 10 over 92.2 MUs in May last year. However, the daily average coal-based thermal power generation came down on 2,727 MUs till May 10, as against 2,843 MUs in the month last year.last_img read more

All-America forward Otto Porter is leaving Georgetown after his sophomore season and making  himself eligible for the NBA Draft.“The toughest part was knowing you’re going to leave a great place like this,” Porter said Monday at a news conference on campus alongside Hoyas coach John Thompson III. “I love this place.”Porter, ranked fourth overall among draft prospects by ESPN.com’s Chad Ford, was the Big East player of the year and finished second in the voting behind Michigan’s Trey Burke for The Associated Press player of the year award. Burke, also a sophomore, is leaving college for the NBA as well.Porter averaged 16.2 points and 7.5 rebounds, both highs for Georgetown. Along with outstanding junior guard Markel Starks, Porter led a team that was unranked in the preseason to as high as No. 5 in the AP poll.The Hoyas were a No. 2 seed in the NCAA tournament, but lost their opening game to Florida Gulf Coast and finished 25-7.The 6-foot-8 Porter, from Sikeston, Mo., was Georgetown’s sixth All-America selection and first since Allen Iverson in 1996. He also was a finalist for the John R. Wooden Award.It’s Porter’s all-around game that impresses, with an ability to score inside or from beyond the 3-point arc, to rebound, to set up teammates and play defense.“Whatever they ask him to do, he’s going to be able to do,” Thompson said.Porter’s breakout performance — the one that put him on everybody’s radar — came on the road against Big East rival Syracuse on Feb. 23. Porter produced 33 points, eight rebounds, five steals and hit five 3-pointers while playing all 40 minutes in a Hoyas victory.After Porter had 10 points, eight rebounds and seven assists when Georgetown beat Syracuse again on March 9, Orange coach Jim Boeheim declared that Porter ought to be the No. 1 overall pick in the next NBA draft.Now everyone will get a chance to find out exactly where NBA teams think Porter stands.“On draft night, we don’t expect him to be sitting around too long,” Thompson said. read more

What has changed is the rest of the Premier League. The average points taken by the other big clubs (Chelsea, Liverpool, Manchester City, Manchester United and Tottenham) this season through 35 games was 72.8. In previous seasons this average has not exceeded 70. Among the weakest four of the big six, the clubs Arsenal directly needs to beat in order to qualify for the Champions League, the average point total through 35 matches this year is 67.7. Only once previously (2013-14) has the average been close, and Arsenal was fortunate enough to be clear with 70 points through 35 matches that year.The strategy of Wenger’s Arsenal has been to build a team good enough to reach the top four, usually with 70-75 points and a goal difference between plus-20 and plus-30. The strategy has worked in part because the other clubs with the resources to match these results failed to achieve Arsenal’s consistency. This year they have improved and Arsenal has not.But that is not the whole story. Expected goals, a statistical measure of the quality of chances created and conceded, suggests that Arsenal in 2016-17 are running below the level of quality they have in the recent past. Arsenal’s expected goals difference is only plus-13, easily the club’s worst statistical performance in the last six years. This drop-off has been most pronounced in recent weeks. Since March 1, Arsenal has gone 5-1-4, but the Gunners have conceded as many goals as they have scored. Their expected goals difference is even worse, at minus-4.The most notable change in this time is that Wenger has, for the first time in years, switched to a formation with three center backs, utilizing winger Alex Oxlade-Chamberlain as a wingback and deploying a varying set of forwards — including Sanchez, Mesut Ozil, Olivier Giroud, Danny Welbeck and Theo Walcott — in a front three. Playing in the new formation has brought a good haul of points, but in those matches Arsenal has conceded more clear scoring chances to its opponents (9) than it has created (5). The streak is unlikely to continue unless the underlying performances pick up. What is most notable about the changes in formation and personnel is that Arsenal usually isn’t tinkering this late in the season. Wenger is known for giving his attackers freedom to improvise on the pitch and to build off relationships and experience. It stands to reason that in such a system, stability in personnel and tactics would lead to higher levels of performance, as players develop understandings from playing together. Arsenal’s statistics over the last six years bear this out. During seasons in which Arsenal has maintained stability in its first 11 over the final weeks of the season, the club has finished hot. In the only two seasons when Wenger made major changes, Arsenal has averaged just 1.6 and 1.1 points per match, respectively, down the stretch.Regardless of whether Wenger continues to tweak tactics in these final three games, his team needs to win — and even that may be not be enough. With luck, perhaps these new tactics and new formation will click and the streak can be extended. But if it doesn’t pull off late-season heroics, Arsenal won’t be seen in the Champions League next fall, and the team that will be seen in England may look much different. The one constant in the English Premier League is that no matter what else happens, Arsenal will finish in the top four. Under manager Arsene Wenger, the club has never finished as low as fifth, a run dating to the 1996-97 season. After 21 years, Arsenal may finally drop outside the top four. The Gunners are currently in fifth place with only a 22 percent chance of fighting their way back into the top four.The implications for Arsenal go well beyond just the trivia. First, it would cost the North London club an annual influx of cash it has grown accustomed to. The top four clubs in the Premier League qualify for the Champions League, which provides a major revenue boost; last season Arsenal made about $58 million from the Champions League. If Arsenal finish outside the top four, the club will qualify for the Europa League, where Tottenham Hotspur earned almost $23 million last season for a similar performance.It may also cost them players. Playing in Europe’s premier club tournament offers prestige and glory that in turn helps attract better players on transfers. Arsenal should be particularly worried about maintaining their Champions League streak because star forward Alexis Sanchez has only one season remaining on his contract. If Sanchez does not sign a new contract this summer, he may have to be sold in order for Arsenal to recoup a transfer fee from his departure. The sharks are already circling, with Bayern Munich, Paris Saint-Germain, Juventus and Chelsea rumored to be considering bids.But the most significant casualty of Arsenal’s disappointing season may be Wenger himself. The long-tenured manager has not signed a contract for next season. If Arsenal cannot right the ship, he may be gone, ending an unprecedented run of consistency at the top. (Since he took the reins at Arsenal, 159 different coaches have held a job in the EPL, plus another 53 have held interim positions.)So with three Premier League games remaining for most of the teams at the top of the table, the stakes could hardly be higher. With yesterday’s victory at Southampton, Arsenal remained in the top four race with a 22 percent chance of Champions League qualification. To get there, Arsenal will need Liverpool or Manchester City to drop points, and the Gunners will probably need to win all of their remaining matches. Arsenal projects to a 61 percent chance of finishing in the top four if it wins out, with chances falling fast if any more points are dropped.So how has Arsenal found itself in this predicament? The streak is evidence that the team hasn’t had a really bad spell in decades. But that doesn’t mean the team has gotten any better — and that’s part of the problem. Wenger’s Arsenal for years has treaded water in the third- and fourth-place spots — last season was the first time Arsenal had finished above third since 2005. All it would take for the Gunners to fall would be for the other big clubs in the Premier League to play up to expectations. And this season that is exactly what has happened.Arsenal has taken 66 points through 35 matches with a plus-26 goal difference. These numbers are not particularly unusual for Arsenal in the last several seasons. Since 2010-11, Arsenal’s points through 35 games have ranged from 64 to 70. The goal-difference numbers are ranged similarly, from plus-21 to plus-32. The Gunners’ stats this season show up at the lower end of the team’s recent level, but they are not outliers. read more